All of my dental and drug claims were electronic, ...

2010-03-16T18:44:16.560-04:00

All of my dental and drug claims were electronic, but travel and eyewear claims both required paper forms.

Furthermore, there was no way to view any sort of claims history on their website.

As far as I'm concerned, they still have a ways to go to move into the electronic age.

I suspect that your experience was the result of s...

2010-03-15T12:17:07.895-04:00

I suspect that your experience was the result of something odd about your claim. Here's what I got from Manulife directly (I'm a broker):

" Over 90% of all drug claims are electronic. Over 75% of all dental claims are electronic.
Paper submit claims take about 6 business days. "

Exceptions (where they need to review the claim) can mean paper submission.

As a small business owner, I would suggest you make sure of two things. First, ensure you're submitting your premiums to your accountant :). Secondly, if you have coverme, make sure you have their catastrophic coverage.

In fact, even if you don't have health and dental insurance, you should consider their catastrophic coverage as a stand alone plan. It covers no drug costs below $4500, and ALL drug costs above $4500.

Almost all drug plans - including the coverage many people have at work - have a cap. Go ahead, check it out. You'll find a maximum cap on your drug coverage, commonly $2000-$4000. It varies, but the cap is almost certainly there.

Discovering there's a cap by exceeding your drug maximums on your current plan is the wrong time to find out - so go check your policy now.

(I'll have more details on the catastrophic coverage on my website www.cccd.ca in the next month).

Comments on Jason M. Hanley: Manulife CoverMe insurance isn't worth it

All of my dental and drug claims were electronic, ...

I suspect that your experience was the result of s...